Luiz Carlos Trabuco Cappi – What’s Next for Bradesco?

Luiz Carlos Trabuco is a well-recognized executive in the Brazilian banking industry. He is also an experienced banker and astute manager with a lot of knowledge and experience in the Brazilian financial market.

Since 2009, Mr. Trabuco has been the CEO of Bradesco Bank, Brazil’s second-largest private bank. Over the years, he has steered the company to a higher competitive edge and recently named the Chairman of the Board of Directors, after the resignation of long-serving Chairman, Lazaro de Mello Brandao. Trabuco will now serve in both capacities, as CEO and Chairman, until a replacement is chosen during an annual general meeting scheduled for March 2018.

The career of the Mr.Trabuco is decorated with several milestones achieved in more than three decades of service. Trabuco started his career as a clerk at around the age of 18, rising through the ladder to take various leadership positions in the process. He has also served in several positions in companies associated with the Bradesco conglomerate.

He rose to the position of executive director and president of Bradesco Previdência one of the companies owned by Bradesco. He held this position until 1998 when he took over as vice president of Bradesco Seguros, another subsidiary of Bradesco. He would later become the president of Bradesco Seguros in 2003.The company recorded tremendous growth under his leadership, growing in performance and becoming a national leader and commanding a 25% market share.

3. Trabuco is credited with realigning various structures within Bradesco and his efforts were recognized by various players in the banking industry. In 2015, Mr.Trabuco was awarded the entrepreneur of the year award by Dineheiro.

Among the milestones he is given credit for is the acquisition of HSBC Brazilian branch at a cost of $5.2. Trabuco is known for his commitment to work in which he puts more than ten hours of work including some work hours over Saturday.

Bradesco’s board of directors has proposed raising the age limit for holders of the CEO post from under 65 years to less than 67 years. Although Luiz Carlos Trabuco Cappi will be 65 years old next October, he may have an additional two years as the CEO, if shareholders elect him the Ordinarily Annual General meeting in March 208.

4. Trabuco has served as a board member for several associate companies including being a board member for Arcelor Mittal Brasil SA. He has also served as the President and Director of Odontoprev SA.

5. Trabuco holds a post-graduate degree from USP’s School of Sociology and Politics and a degree in Philosophy, Sciences, Languages and Arts from the same University.He has been a non-Executive Director of Banco Espirito Santo SA.

His other high ranking positions include serving as President of ANAPP( the National Association for Private Pension Plans ) between 1994 and 2000.His extensive knowledge in business management also saw him serve as a member on the managing board for the Brazilian Association of Listed Companies (ABRASCA), where he sat between 2000 and 2003.

As Bradesco bank realigns its management structure following the resignation of the 91-year-old chairman, eyes will be on executives such as Trabuco and a lot of responsibility will fall on them steering the company forward. One encouraging aspect, however, is that the bank is known for sourcing its leadership from within and promoting deserving individuals by merit.

It is clear that Luiz Carlos Trabuco has been instrumental placing Bradesco bank at a competitive edge within the Brazillian banking industry. His ability to balance between political demands, work and family has won him several friends and a wide-ranging network.

US Groups and Organizations that Fight Against Human Sufferings

Nothing is as noble as engaging in activities that promote equal treatment of all people in the society. Thankfully, countless groups and organizations in the world are driven by the desire to advocate for civil, human and migrants rights. While some exist purely to fund such activities from their kitty, others help mobilize funds from people who share the same passion.

This article focuses on three critical organizations and groups that are doing everything possible to transform the world in their unique way positively.

The American Friends Service Committee

A Quaker not for profit organization, AFSC has been working on peace and justice issues since 1917. The group is committed to service, development and peace programs across the globe. The works of AFSC are founded on the belief that every person is worthy and that love is enough to overcome both violence and injustice.

The organization opened its Arizona office in Tucson in 1981 thanks to the efforts and support of PIMA Monthly Meeting and its members that have been instrumental in running the office smoothly.

AFSC primary goal is to minimize prison population and enhance the quality of life of incarcerated people in Arizona through research and documentation, advocacy and policy reforms. AFSC Arizona challenges mass incarceration and prison industrial complex by pursuing sentencing reforms, stopping the expansion of prisons and enhancing the conditions of confinement.

Lacey and Larkin Frontera Fund

Lacey and Larkin Frontera Fund were established by the founders of Phoenix New Times and Village Voice Media ; Michael Lacey and Jim Larkin. The two journalists dedicated the settlement money they obtained after their arrest by Sheriff Joe Arpaio. The money is used to fund organizations that fight for migrants rights in the whole of Arizona.

The Lacey & Larkin Frontera Fund is designed to support groups and organization that advocate for migrant, human and civil rights. The fund may also be utilized in the activities focused towards attaining freedom of speech and public participation in Arizona and the Mexican border (La Linea fronteriza).

Puente Human Rights Movement

A grassroots migrant justice group, The Puente Human Rights Movement is stationed in Phoenix, Arizona. The organization develops, educates, and empowers migrant communities to be able to defend their families and themselves. Its organizing framework is based on a Closed Fist, Open Hand Strategy. Learn more about Jim Larkin and Michael Lacey:

The Closed Fist strategy entails fighting enforcement that criminalizes its members through police-ICE collaboration, racial profiling, and the detention and deportation system. The Open Hand strategy works in combating attrition policies that make life unbearable through the construction of an inclusive community.

The above three human, civil and migrants rights advocacy groups and organizations are popular not only in Arizona but also in the United States and other parts of the world.

Their dedication to preventing the violation of human rights and their impartiality is appreciated. They go a long way in ensuring that the American citizens and the immigrants feel secure especially because their rights are defended in a fair and legal manner. It is groups like these that make the world a better place.

Read more: Michael Lacey | Twitter and Jim Larkin |

Meet Rodrigo Terpins; A Man Who Has Sports in His Blood

Rodrigo Terpins is a rally champion. He is also a member of Bull Sertoes Rally Team of which he has ventured along various rally tracks in many competitions and won major victories in Brazil. Rodrigo Terpins rides for T1, and this saw him take the 8th position during the Sertoes Rally 22nd edition.

Rodrigo Terpins who hails from Sao Paulo Area in Brazil has passion for sports is in his blood. Rodrigo shares a lot of similarities with his father, Jack Terpins, who is also passionate about sport. Jack is also a prominent businessman in real estate investment. Sport is in Terpins’ genes. Jack Terpins played basketball for Hebraica in the 60s and 70s. He also has the interest of young people in sport at heart. That earned him several leadership positions including being a community leader in a Brazil institution, a sports director for president of Hebrew in 1991, president of Latin American Jewish council and several other volunteer positions.

Rodrigo Terpins has total commitment, passion and utmost dedication to sport just like his father who is an iconic figure in the Hebrew society.

During the 22nd edition of the Sertoes Rally in Brazil, Rodrigo, and his partner, Fabricio Bianchini were among the 2,600 kilometers, 7 stages and 2 states who took part in the competition. Rodrigo and Bianchini participated in Prototypes T1 in car #326. The duo earned the 8th position out of 38 total competitors. Only a few participants managed TOP 5 position. The Bull Sertoes Rally Team secured their victory to be among the TOP 5.

Rodrigo was pleased with the performance at the 22nd edition Sertoes Rally. “The test was pleasant and delicious to ride, we had very hard Specials that required a lot of the equipment and our team was ten, we had 100% of use and the result was this.” Check out for more info.


Rodrigo Terpins has passion for sports just like his father Jack Terpins who is a legend in sports and is a successful real estate entrepreneur. Rodrigo and his partner Bianchini participated in the 22nd Sertoes Rally for Prototypes T1 and earned position 8 out of 38. Rodrigo was very pleased with the results as only a few competitors managed to secure TOP 5 ranking and their team did exclusively well to be among the top-ranked teams. You can visit his page to know more.

Pointers to Select the Best Life Insurance Today

When it comes to selecting the best life insurance for you, it could get a bit challenging. This is a decision that you ought to make having set your priorities right.

You want to ensure that the insurance you choose is the best for you, thus, researching the topic is a wise idea. Below is an article that will offer you some guidelines on how to identify the life insurance that suits you best.

Term life insurance can be considered if you have a limited budget, but require a significantly large amount of life insurance. If you pass away during the policy term, the benefit rate is lower than that of other forms permanent life insurance.

At the end of the term, coverage is halted if you are still alive. However, it may continue if you renew the policy or buy a new one. You cannot create equity from cash savings in this form of insurance, unlike in permanent insurance. Learn more about Freedom Life Insurance Company:

This type of life insurance can also be considered if you want one that will last for a particular period. This is because it allows you to compare the need for the term length of the policy. For this scenario, consider a person with young ones. To ensure that they have enough funds to allow them to study until college, one could consider selecting a 20-year term life insurance.

Another appropriate example is taking up this insurance to pay off a debt that is due within a specified time. It is important to note that the more you age, the more the premiums increase due to renewal.

WhitePages said that an example of a good Insurance company is the Freedom Life Insurance Company of America. It provides high-quality life insurance services and products. The company also offers credit, health, annuities, and also accident coverage products.

According to Bloomberg, the Freedom Life Insurance Company was previously known as the Consolidated American Life Insurance Corporation. This name was changed in the first month of 1986. In the year 1956, Freedom Life Insurance Company was incorporated, and its headquarters based in Fort Worth, Texas. Freedom Life Insurance Company of America is a US-HEALTH Group subsidiary.

Marc Sparks, a religious businessman with a passion for growth

Marc Sparks has dedicated his time and wisdom to growing young companies that seem feasible. As an entrepreneur, he understands the struggle in taking the entrepreneurship journey and he founded Timber Creek Capital to be an incubator for startups. Three companies are taken in by the Timber Creek Capital from time to time to train and grow them into successful business ventures. Marc admits that having a working space that is conducive partially impacts the performance of a business. At Timber Creek Capital, the companies that are taken in are mentored and given access to a networking platform that will allow them to have access to capital, marketing tools, and even banking facilities.



He shares some tips for his success and failures that earned him his position in his book, They Can’t Eat You. Marc uses his experience in entrepreneurship to guide others on the path they should take when starting and running their business in order to be successful. He has started multi-million companies that have collapsed in a short period of time while others have skyrocketed with profits. Marc Sparks has over 3 decades of experience in starting and running a business and he currently owns a handful of successful businesses. Besides his passion for business, qualities such as urgency to attend to matters and his faith have played a huge part in his success and persistence in business. As an entrepreneur, he takes the keen interest in listening to ideas and helping grow the ideas into successful businesses.



Marc Sparks is a man with many hats. Aside from being an entrepreneur and an author, he is a renowned philanthropist. He has taken part in the building of houses are affordable to families through Habitat for Humanity. He also takes his time in the activities of a shelter for the homeless, The Samaritan Inn, Texas. He has bought and given the children supported by Sparkey’s Kids laptops. Marc resides in Texas, the same State where he attended his high school. He considers himself an average student who depended on God’s grace to get to where he is.



He motivated his employees to act in the moment. Urgency is something Marc is very keen about and has instilled in the people he works with, he believes that procrastination is the mother of failure. When he takes the business ideas into consideration, he lays out short and long-term plans for all the ideas he takes into consideration. Learn more:



Marc manages to keep up with his investments because he is not afraid of losing. He believes that wealth is a combination of having some good time with family and friends, enjoying good health, building a business with a supportive and happy team while maintaining satisfied customers.



Orange Coast College Gets Sizeable Donation From Reitred Professor

Since announcing the renovation of their campus planetarium to better accommodate their expanding student body and the growing community, Orange Coast College has been receiving donations from former students and faculty. But it’s former professor Mary McChesney that’s getting quite a bit of attention for a sizeable donation that stands as another selfless gesture in a decades-long career in education.


McChesney has been retired since 1983 but that hasn’t limited her involvement with the college by much. This 91-year-old has remained active with the Orange Coast College Foundation, putting her years of experience as an educator to better administer funds for scholarships to students coming to the college for first-time and those returning. That McChesney would also donate $1 million to the college struck many as unexpectedly generous, but Executive Director of the foundation Doug Bennett has said that this is very much in keeping with McChesney’s character, a woman who spent decades as an educator and had an equally long career as a member of the college’s foundation, preparing it to meet the changes in education.


The donation was made in honor of Adelyn Bonin, a fellow language professor and McChesney’s late partner. McChesney has stated that she hopes the donation gives students an opportunity to explore astronomy as a field of study and consider its offerings as an academic path for them to follow. This contribution will help make that a possibility by completing the construction of a Foucault pendulum, allowing for demonstrations of earth’s natural rotation.


The existing auditorium will be expanded to accommodate 129 guests at any given time, allowing Orange Coast College to provide more functions to students but also make the space available to the Costa Mesa community and its primary and secondary schools. Orange Coast College expects to open its planetarium in the fall semester of 2018.


About Orange Coast College:


Orange Coast College has been part of Orange County’s large community of higher education institutions since 1947. For more than 70 years tens of thousands from the Costa Mesa area have taken advantage of more than 135 academic programs provided by the college each semester.


With such a large student body, Orange Coast College has made it a priority to focus on the technological developments of the modern economy so students enter the real world better prepared to face dynamic challenges. This has helped Orange Coast College to remain first in Orange County when it comes to placing students in California State University and University of California colleges.



The Journey of Media Entrepreneur Norman Pattiz

Norman Pattiz is a media entrepreneur in the United States of America. Norman Pattiz ventured into the broadcasting business in 1976 after founding Westwood One radio Company. It’s the largest American radio network and the world’s leading Media Company. Westwood Company distributes networks to CBS News, NBC radio station, NFL Football, The Super Bowl and The Mutual Broadcasting System among others. Norman Pattiz worked at Broadcast Education Association where he was the president. Currently, he is part of the Pacific Council on International Policy and part of the Council of Foreign Relations.


In 2001, he was part of the Broadcasting Board of Governors after he was after appointed by President Clinton. The board ensures that they view all United States non-military broadcasting services that include Middle East broadcasting, Radio Liberty and The Voice of America among others. The contract ended, but he was reappointed by President Bush to be on the board again. He made a significant role in launching a radio station and television that uses the Arabic language so that the Middle East can receive information. Radio Sawa was the Arabic radio station and Alhura television station that has over ten million viewers weekly. He went ahead and also established a radio service that serves the Iran people who speak Farsi language. Learn more:


Norman Pattiz became part of a committee in the National Radio Hall of Fame. In 2010 he launched Courtside Entertainment Group. He got motivation from the low quality in the production and programming industry. He, therefore, decided to provide quality services in the entertainment industry. He also launched a Podcast One after studying the market and found an opportunity in the audio industry. The Company is one of the leading distributors and producers and has many celebrities including Laura Ingraham, Larry King and Chris Jericho among others. Learn more:


Norman Pattiz has received rewards like in 2009 he got awarded the Library of American Broadcasting. He also holds leadership positions in Lawrence Livermore he is the chairman of the board of members. The University of California appointed him to be a member of the regents’ board. The school has a department of Energy where he holds the chairman position.


Recently Norman announced that All of The Above show would be on Podcast The show’s producer and created by Norman Lear. Norman Pattiz said that this show would tune listeners from comedy, family, music, politics and current affairs. The show also will have topics that encompass the politicians, celebrities and everyone else who makes a difference.


Goettl AC acquires SoCal-based HVAC company

Goettl Air Conditioning has announced that they have purchased the family-owned Walton Air and Heating Company based in southern California. This is one of the paramount HVAC companies in California that serves more than 70,000 homes in the region. Goettl Air Conditioning admired their services before deciding to purchase the company. Goettl Air Conditioning has also been inconstant touch with the business the company has capacitated for the past few decades. Therefore, their institutional entities have been developed to amass the products and services their clients receive during the economic season. After the completion of the acquisition, the financial details associated were not to be disclosed to outside members.

This was a deal that gave Goettl Air Conditioning an increased capability to serve other areas of the state including Tuscon, Pheonix, and Las Vegas. This is a new era where the company needs to focus on customer satisfaction. While this has been one of its main components in business, they have never wanted to satisfy customers more than ever. According to, in fact, they wanted to develop better business deals through the free service before the summer sets in this year. The presence of Goettl Air Conditioning in California opens a window of new opportunities to serve the esteemed clients of the region. As many HVAC companies want to stream into the region, this means that they have seen what it takes to become part of this entity.

According to the CEO of Goettl Air Conditioning, this acquisition will to a long way to develop a new client-base that has a wide range of needs they are willing to handle for the next generation of business. When they acquired the South Carolina-based company into the arena, they decided to advance their industrial needs to suit their capabilities of activities. This was a company that had led behind in business advancements, one of the things that led to its low access needs was the fact that they did not accept they lacked finance to operate in this metropolitan area.

When Goettl Air Conditioning showed interest to purchase the company in 2015, they were not willing to jump into the deal. During that time, their business was booming. Therefore, they didn’t foresee the need to secure more financing. As time went on, their business started deteriorating to accede their individual business needs. This is the time when Goettl Air Conditioning came into their aid and purchased their business and assets.


Find Anything of Interest At Roberto Santiago Manaira Shopping

One of the best things about Manaira Shopping by Roberto Santiago is that it is one of the largest malls with a wide variety of stores that sell a wide variety of products. One reason why this is so good is that every now and then someone takes an interest in something that he wasn’t interested in before. In some cases, it is that he was always fascinated with it. He just didn’t realize it. For instance, when one takes an interest in electronics, he is going to find some good stores that sell electronics in Manaira Mall.


Another occurrence is when someone takes an interest in fashion because he realize that the clothes has a lot of influence on one’s inner feelings. Therefore, he goes to large malls in order to see what he can find. If it is a mall like Manaira Shopping, then he is going to find tons of different styles that he can explore. This often results in him finding some new styles that fascinates and even captivates him. When he tries these styles on, he will not only feel a new sense of confidence and creativity, but he will also be more willing to buy more clothes.


Manaira Shopping by Roberto Santiago is also a great place for entertainment. When people want to find special events to attend and even be a part of, they can find plenty of them at Manaira Shopping. The mall has plenty of entertainment venues such as concert halls. There are also plenty of arcades that have tons of different games. Then of course there are movie theaters that have tons of options for food that go beyond the tired popcorn and soda.


Manaira Shopping is the type of mall that has a lot of size and variety for people to explore. One of the best aspects of the mall is that people can find a whole world’s worth of stuff that is related to what they are interested in. One of the best aspects of Manaira Shopping is that there is a lot of room for exploration. As a matter of fact, exploration is encouraged.


Buying Wine From UKV PLC For Greater Flavor

There are quite a few people who will find that shopping for wine at UKV PLC is one of the best decisions they could make. They will go back to a number of places that do not sell good wine, and they will come to UKV PLC where they can find the best wines they have ever tasted. Someone who is serious about wine will enjoy the wines from this brand because they are so good, and they will enjoy shopping online with a company that has a perfect website. This article explains how the company provides the best wines, and it shows how they are committed to the process.

#1: How Does The Company Create Wine?

Wine that is made in the UK comes from soil that is unique to the region, and they have a flavor that is unlike other wines from around the world. Someone who is enjoying these wines cannot find them replicated, and they will find that it is much easier for people to have good wines at the table that will match their meals.

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#2: Order Online

Anyone who wishes to order their wine online may shop on the company’s website, and they will be pleased to have a quality wine with them that is of such high quality. They will be happy with the flavor, and they can receive their wines in the mail in just a few days. This is an easier way to purchase wine, and it is a way to find wines that will be different.

#3: Investing In Wine

There are wines that everyone should invest in, and they will find quickly that they have a number of options when they check the UKV PLC website. The company has done quite a lot of work to help their clients, and they have shown their clients the simplest ways to make wine choices.

Someone who needs good wine may purchase from UKV PLC, and they will begin to enjoy more good wine at the table. They may purchase online today, and they will see their wine shipped in a short time.

Learn more about UKV PLC: